Hart Capital

hart capital


Protect your wealth with stable cashflowing assets and all the tax benefits that come with it.

Over 9 million Americans, or 2.71% of the population, benefit from Section 8 and other forms of housing assistance through HUD. 2.01 million Americans live in Section 8 Project Housing. While tenants with housing vouchers pay up to 40% of their income for rent; the local public housing authority (PHA) pays the difference to the landlord via direct deposit. These are often the elderly, disabled, veterans, or single mothers with children. 24% of individuals benefiting rom HUD are disabled in some way. 30% of households with children are female-headed, and the average HUD household uses housing assistance for 10.1 years. This allows a seasoned real estate investor the opportunity to leverage guaranteed rents from HUD while taking advantage of real estate tax benefits.









Here’s how the SEC defines an accredited or sophisticated investor:

“An accredited investor, in the context of a natural person, includes anyone who:

earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR
has a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence).

There are other categories of accredited investors, including the following, which may be relevant to you:

any trust, with total assets in excess of $5 million, not formed specifically to purchase the subject securities, whose purchase is directed by a sophisticated person, or
any entity in which all of the equity owners are accredited investors.

In this context, a sophisticated person means the person must have, or the company or private fund offering the securities reasonably believes that this person has, sufficient knowledge and experience in financial and business matters to evaluate the merits and risks of the prospective investment.”

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YES! We offers investment opportunities for accredited and sophisticated non-accredited investors. Due to SEC guidelines, we only publish accredited investor projects on our website.

If you are non-accredited and would like to learn more about our investment projects, please fill out our investor application and we will contact you when we have non-accredited opportunities under Rule D 506b

You can get started as an investor with us by completing our online investor application.

Section 8 homes are guaranteed rents paid by the Housing Authority for economically disadvantaged American citizens, which roughly accounts for 2.7% of the population of the United States. Candidates are typically on a minimum 2 year waiting list with some as far back as 8 years varying by the respective county. With a competitive voucher premium paid by HUD, rents tend to increase 3% – 5% every year by HUD. Annual inspections are required but not difficult as they are reasonable. Our team is very familiar with the section 8 process to work with HUD to expedite housing for qualified individuals.



Within this segment, we focus on homes built in 1950 and newer, under $100,000 with 2+ bedrooms or more. Section 8 does not go by square footage, but by bedroom count, so we typically stay below 1500 square feet to remain affordable and scalable. We focus on landlord friendly states, predominately in the Southeast and some parts of the Midwest. 

In most investment opportunities you will be a limited liability owner of the property which comes with all the ownership benefits like depreciation and cash flow. The properties are owned by a “Company Name” entity for which that property is the only asset which reduces liability. You in turn will be a direct shareholder in this business entity so in essence you are part owner of the company that owns the property. This allows for a direct flow-through of cash flow, depreciation, and upon sale of the asset allows you to realize long term capital gains.  You “own” an portfolio of homes. 


This is a perfect investment vehicle for physicians and other high net worth individuals who have a hefty tax bill each year, that could be greatly reduced by depreciation.

This is an exciting point. Over a 18-24 month period it is our goal to have our properties not be more than 50-60% leveraged. While we start out with 75%-80% leverage based on purchase price, we decrease that ratio rapidly by actively paying down the loan and by forcing appreciation of the property through value add improvements, superior management, and rent increases, leading to a 5-year loan to value ratio of no more than 60%. This conservative approach provides additional buffer from the ups and downs of the real estate market.

Yes. Investing in real estate in a structure like ours is perfect for retirement plan investing because your involvement is by definition passive. All you need to do, if you haven’t already, is set up a SELF-DIRECTED IRA with an independent custodian, like Directed IRA, Specialized IRA Services, or Vantage IRA. Once that is done you can invest using your IRA/401K/ROTH-IRA… or several other self-directed retirement account forms.

All our investment and Private Placement Memorandums are based on individual properties, and every property is different and will therefore offer different returns.


Our returns typically consist of two parts:

Preferred Return from Cash Flow: Each investment is selected such that it pays an minimum average annual preferred return of at least 15% (depending on the individual deal this could be higher than that) which is paid out monthly via direct deposit into your bank account or by check. In other words, the investors get paid on a 60/40 split to recoup their initial investment, typically between 9 to 19 months. This protects you as an investor and makes sure we only pick projects that have strong cash flow outlooks.


Profit Share/Back End Profit: Upon a Sale or Refinancing of the property it is our goal to return 100% of the initial invested amount to each investor, and then do a profit split between sponsors and investors, usually within a 3-5 year hold. Each fund varies by goal.

Yes! We’re here to guide you and can provide educational resources that will help you confidently make smarter investing choices.
When you invest in a REIT, you are buying shares in a company, just like when you buy shares in a stock. You do not own the underlying real estate, you own shares in the company that owns those assets. When you invest in a real estate syndication, you are investing directly in a specific property. Together with the other limited partner investors and general partners, you will own the entity (usually an LLC) that holds the asset. Thus, you have direct ownership. When you invest in an apartment REIT, that REIT will likely own and manage a lot of apartment buildings in multiple markets across the country. With a real estate syndication, you are investing in a single property in a single market. With a REIT, you can invest a very small amount of money, just like a stock. Syndications typically have higher minimum investments, often $50,000 or higher. When you invest directly in a property through a real estate syndication, you get the benefit of a variety of tax deductions, including depreciation. In some case those tax benefits can be quite substantial. The depreciation benefits often surpass the cash flow, so you’re showing a loss on paper while you’re actually getting positive cash flow. Further, you can use those paper losses to offset your other income, like income from your job. When you invest in a REIT, because you’re investing in the company and not directly in the real estate, you do get the benefits of depreciation, but those are factored in before you get your dividends, so you don’t get any tax breaks on top of that, and you can’t use that depreciation to offset any of your other income. Andany dividends are taxed as ordinary income, which can contribute to a bigger, rather than smaller, tax bill.

You should expect to receive a cash distribution on a monthly basis for Section 8 housing, as tenants sign a lease and move into the property, and then also upon an exit event for a refinance at the 18 – 24 month mark typically.


1. Sign Up

The first step to invest with us is to fill out our Interest Form.

2. Connect

We'll discuss your goals and find the best investments for you to help you meet those goals.

3. Invest

We'll help you understand every step of the process to investing with us.

4. Enjoy

Sit back, relax, and receive quarterly cash flow payments from your passive investments.


Schedule a call to discover how we can help you enjoy passive real estate income without the stress and hassles of ownership!